John Klein

I’m John Klein, ChFC®—a dedicated husband, proud dad, and financial professional committed to helping families build lasting security and generational confidence. As the founder of Klein Insurance and Financial Services, Inc., I combine a high level of expertise with a deeply personal approach to protecting what matters most. My agency is proudly based in Kenilworth, New Jersey - right in the heart of Union County. While Kenilworth is home base, our reach extends far beyond. We proudly serve all of Union County and customers throughout the entire state of New Jersey. I live in Monmouth County with my family, and we're grateful to work with many households and businesses throughout the shore communities and surrounding areas. Our service doesn't stop at state lines - we also assist customers across New York and Pennsylvania, where we've built strong, long-standing relationships.

Family is everything to me, and that's exactly how I approach my work. As a parent myself, I understand that true protection goes beyond policies—it’s about creating stability, opportunity, and reassurance for the people you love most. Whether you’re preparing for retirement, securing your home, or designing a comprehensive protection plan, my goal is to deliver clarity, confidence, and a personalized experience rooted in excellence.

What we offer:

💼 Retirement Preparation: "The BIG MONEY is not in the buying and selling, but in the waiting" - Charlie Munger.

Establishing your retirement savings early is a prudent financial decision. Through the power of compound interest, consistent contributions accumulate and generate sustained growth over time. If you are changing employers or have retirement accounts from previous positions, we can assist in rolling over those funds into an IRA and customizing options aligned with your objectives. When retirement approaches, we will collaborate to convert your savings into a reliable income stream designed to last throughout your lifetime. Begin securing your financial future today with Klein Insurance and Financial Services, Inc.—because the ideal time to prepare for tomorrow is now.

❤️ Life Insurance: Life insurance provides essential financial protection for your loved ones, covering expenses like funeral costs, debts, and daily living expenses, ensuring their security during difficult times.

🚗 Auto Insurance: Auto insurance safeguards you financially against accidents, theft, and damage, covering medical costs and fulfilling legal requirements to promote responsible driving.

🏡 Homeowners Insurance: Protect your home and belongings from risks like fire and theft, while also gaining liability coverage for injuries on your property—often required by lenders.

🛋️ Renters Insurance: Coverage that protects your personal belongings and provides liability protection in your rented home, helping you recover from unexpected losses.

🏢 Business Insurance: Business insurance is essential because it protects your company from unexpected financial losses due to property damage, liability claims, or interruptions in operations. It helps safeguard your assets, supports employee safety, and ensures your business can recover quickly from unforeseen events. Having the right coverage not only provides confidence but also strengthens your credibility with customers and partners.

Ready to Discuss Your Goals?

If you’d like to schedule an appointment—in person, by phone, or virtually—please feel free to email me anytime at: John.klein.t2h3@statefarm.com

Feel free to reach out whenever you need help.